About Me
Your Trusted Partner in Canadian Mortgage Solutions
I am dedicated to guiding clients through the complexities of the Canadian mortgage market. We offer real life solutions to meet the unique needs of Canadians.
Dan Balch
Mortgage Broker
I have been helping people all my life and specifically helping those achieve their goals of home ownership for 29 years. Before I got into the mortgage brokering business I was in real estate, financial planning and insurance. All these have given me the experience to be the best mortgage broker I can be. The motto I have lived by for the last 30 years is “people don’t care how much you know until they know how much you care”. Whether you are a first-time home buyer or this is your 5th home, I will treat you with the utmost care and respect giving you a wealth of information and honesty in everything I do I have been married for over 40 years to my lovely wife Gail and we have 6 children and 11 grandchildren. It is said grandchildren are God’s gift for not killing your children and it’s so true. When I am not hanging with my family, I love boating of all kinds whether it’s on my sailboat or on my dinghy, life is better on the water. In the winter months it is travelling around Ontario on the snowmobile trails. Travelling to sunny beaches it top on my list but really my favourite activity is eating good food!
We assist everyone in securing their ideal home with affordable mortgage rates.
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with per sonalized loan options that save you time and money.
Our Solutions for Simple and Smart Mortgages
01
Apply with me and get instant approval: submit your mortgage application and get fast approval for a quick and easy application procedure that fits into your busy schedule.
02
Get expert guidance and assistance: I respect technology, but I never undervalue the need for human interaction. My experienced professionals provide advice and support, ensuring you make sound choices.
03
Enjoy the most competitive rates and flexible terms: I make sure you get the best rates possible by utilizing our wide network of lenders, which will save you money over the course of your mortgage.
04
Trust our honest and clear process with no hidden fees: I am committed to establishing trust-based, enduring relationships. There are no surprises or unstated costs in our straightforward and transparent procedure.
What Sets Me Apart?
I combine mortgage brokerage and consulting expertise to offer tailored solutions under one roof.
Tailored Solutions
I provide personalized, data-driven options to meet your unique needs, whether for mortgages or real estate.
Strong Lender Relationships
With access to 68+ trusted lenders, I secure competitive rates and customized mortgage options.
Client-Centered Focus
I prioritize transparency and efficiency, ensuring you make informed decisions at every step.
Market Knowledge
I stay ahead of trends, offering insights that help you make confident, data-backed choices.
I help all people to find their dream home, by providing the best mortgage solutions.
Finding you the Right Mortgage should be as easy as
Commonly Asked Questions
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
We offer various mortgage types, including:
- Purchase
- Refinance
- Renewal
- Private mortgage
- Reverse mortagge
- Pre approvals
You can apply through my email, text or phone number
The process usually takes 7-10 days from application to approval, but this can vary based on individual circumstances.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Your payment typically includes principal, interest, property taxes, and homeowners insurance (often referred to as PITI).
Yes, Most mortgages come with the option of prepayment of options of 20% of mortgage can be payoff without penalty.
Check your specific loan terms for details
Yes , we offer in – person consultations at our office located in Lethbridge, alberta.
We also provide virtual meeting through facetime, messenger and google meet. You can schedule an appointment by contacting us
This deal wouldn't have been possible without Dan the mortgage Man! I was still on probation at my new job and my usual guy couldn't help me but somehow... Dan found me the $$ and we just closed yesterday, Thank you so very much!!!